This Holiday season I have had the opportunity to read Dave Ramsey’s book “Total Money Makeover” and have been very moved to make a huge dent on my student loan Debt this coming year. Mandi and I chatted about this when we met in Canton, OH a few weeks ago.
It is pretty amazing how okay we americans are with debt. We have come to find it the means to get what we want before we have the money to get it.
My debt has been hanging over my head these past two years and I am ready to make some serious progress getting rid of it! You all will be the witnesses! I hope to be debt free or almost debt free in two years!
I am very impressed by Ramsey’s first few Baby Steps...
My husband who is German read them and said they are common sense. It is true, for Germans. I haven’t met a german person who is in debt, since I moved to Germany. They don’t even consider it, they save up for what they want to buy, and when they have it, they can pay for it. I was shocked by this book but if you are German, or one who doesn’t use loans and credit cards, you won’t have to read this.
If you are sick of your debt too. Anna
writes a great blog which encourages people trying to get rid of their debt!
wrote a nice post about getting rid of her debt!
Do any of you have any good resources or support resources when it comes to budgeting and paying off debt?